The bank indicated that from now and during April it will be used among a first group of clients, and from May it will be available for the total of Santander’s clients in Mexico
Banco Santander México announced a pilot program to send money with WhatsApp , from 10 pesos to 4,000 pesos, both for operations between Santander customers and to send money to customers of other banks.
He stressed that this solution, which will start with Santander TAP clients , will have no cost or commissions in the sending or receiving of money, nor will it require downloading any additional application or program for the sender of the money or for the recipient.
Santander is the first bank in the country to incorporate this technology and also places Mexico as the first country in the Group to allow money transfers through WhatsApp, a scheme that works for both Androidand iOS systems , he said.
In a statement, the financial institution indicated that from now and during April it will be used among a first group of clients, and from May it will be available for the total of Santander’s clients in Mexico, for whom it will be enough to have a credit card. debit and count on the SúperMóvil Santander app .
He said that Santander Tap will coexist in the future with platforms such as Digital Collection (CoDi), in which the Bank also works and will allow the opening of new digital accounts easily and securely.
Currently, he said, 91% of people who use the internet in Mexico use the WhatsApp messaging application, being the most used in its type.
To facilitate the sending of money by digital means, Santander Mexico developed a scheme with the highest standards of security and efficiency, which allows using the WhatsApp messaging application to send from 10 pesos to 4,000 pesos daily or in a single transaction, from anywhere in the world, without restriction of schedule.
This solution only involves three steps: select in WhatsApp the contact to whom the money is sent, enter the amount to be sent, and type in a personalized key previously defined by the user, which will prevent anyone who is not the holder from making transfers, even when the phone is unlocked, he explained.
In this way, he added, the user does not need to know the interbank CLABE, the account or card number of the recipient of the resources as traditionally happens.
In case the money receiver does not have a bank account, Santander offers the simplified opening of a Super Digital account, which is entirely online, so you can immediately open your account and receive the resources.
Source: El Economista
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