IT IS WELL ABOVE AREAS SUCH AS MEXICO CITY, THE SOUTH AND CENTER-WEST OF THE COUNTRY.
According to the National Survey of Financial Inclusion (ENIF), which is released by INEGI, in the northwest region, which is where Durango is located, it is the area where 82 percent of people over 18 have at least a financial product; that is, an account with a bank or financial institution, a formal credit, an insurance or a savings account for retirement.
The financial survey also reveals that in this northwest region comprised of Durango, Chihuahua, Baja California, Baja California Norte, Sonora and Sinaloa, women have a greater financial participation; that is, they have a savings account, use of cards, insurance, an Afore, among other services.
80% OF WOMEN
In this region where Durango is, 82 percent of those over 18 have a financial product, of which 85 percent are men and 80 percent are women, statistics that are very much in contrast with the results of the center region. south and east of the country with 60 percent total and with 58 percent of women with a financial product.
With a bank account, the northwest zone also leads with 60 percent of those over 18 with at least one; equal percentage in men and women. The national average is 47 percent.
The percentage of people who have at least one credit, be it housing, furniture, cars or a credit for other things, is 40 percent in the northwest of the country, 41 percent being men and 38 being women. The national average is 31 percent.
INSURANCE CULTURE GROWS
Of those over 18 with at least one insurance, be it life, car, housing, theft or damage to housing, in the area where Durango is 36 percent, the highest, even the northeast where Nuevo León, Coahuila, Tamaulipas, and San Luis Potosí have 30 percent while the national average is 25 percent.
With a retirement savings account, again the northwestern region leads with 58 percent of people over 18 years old with 58 percent against a national average of 40 percent and with a southern area with just 29 percent with savings account for retirement.
40% WITHDRAW MONEY FROM COMMERCIAL STORES
This financial survey reveals that 45 percent of people who have a savings or debit account use the ATM to make a cash withdrawal, 43 percent still use bank branches and 40 percent already use a commercial establishment to make a cash withdrawal. withdrawals.
Only 22 percent of people who have an account in a financial institution have hired the service of banking via cell where they check balances and make their transactions through this via either payment for services or purchases.
The northwest region leads the country in the contracting of financial products, above Nuevo León and Coahuila.
Women in the northwest region, where Durango is located, have gained ground in the acquisition of financial products.
Source: El Siglo de Durango
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