Mexico: Auto insurance is mandatory to travel on federal roads


As of January 1, 2019, all automobiles traveling on federal roads, roads, and bridges are required to have civil liability insurance, which is known as third-party damages, otherwise, they will be subject to fines that vary between two thousand and four thousand 100 pesos.

The provision arose from the reform of the Law of Roads, Bridges and Federal Motor Carrier, approved in April 2013, which establishes that all owners of motor vehicles must have a civil liability insurance to cover the damages caused to third parties, either in his person or property because of a road accident on the road.

The obligation came into force on September 23, 2014, and initially the contracting of liability insurance would be a commitment of the owner of the car and verification of compliance would be by the Ministry of Public Security (SSPF), through the Police Federal.

At its start, the measure was applied for 2011 and later models, with a billing value of more than 186 thousand pesos; and as of January 2015, it would be the vehicles from 2008 onwards; for 2016, the obligation would apply for 2005 and subsequent models; in 2017, from 2000 models and 2019 all cars must have this coverage.

The measure aims to protect victims of traffic accidents, which are the second cause of death in Mexico for the population between five and 34 years old, according to figures from the Mexican Association of Insurance Institutions (AMIS).

Source: SSPF

The Mazatlan Post